ATTN: All FULL-TIME STUDENTS

*Part-time graduate students are not eligible for the RSU's Members' Health and Dental Plan and the benefits do not extend to part-time students.

As a full-time student you are automatically covered by the Ryerson Students' Union (RSU) Members' Health and Dental Plan. The Plan offers extended health and dental insurance coverage for one year, from September 1 thru to August 31 of each year.Full-time students are charged an annual fee of $290 for the Plan.

Please note that Pay Direct options for first time users on the Plan are not in effect until November so hold on to your receipts for claims from September to November.

The insurance provider is GreenShield Canada and your Green Shield ID # is: RSU (your Ryerson student ID #) -00

For info on benefits and the full benefits booklet please visit:www.greenshield.ca/studentcentre

If you have questions about coverage or claims call the Green Shield Customer Service Centre at 1-888-711-1119

COVERAGE

Some of your health insurance benefits include: 80% for prescription drugs, $500 for massage therapy, $300 chiropractic care, $240 physiotherapy, and coverage for orthotics, naturopath, and much more.

Basic dental insurance benefits include: 80% for annual exam, 75% for extraction of 4 wisdom teeth Dental. Benefits are subject to a maximum of $750 per benefit year. *Plan details are subject to change*

NOTE: EYE GLASSES ARE NOT INCLUDED however Green Shield offers a value discount to members. For info on the discount visit the Green Shield website.

For details on your benefits please visit the website www.greenshield.ca/studentcentre

HEALTH & DENTAL INSURANCE CARRIER IS GREEN SHIELD.

For info on your Health and Dental Plan come to the Member Services Office; located in the Student Centre Lobby at 55 Gould St. This is the same location that the RSU's Discount Student TTC Pass is sold at.

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HAVE COVERAGE? WANT TO OPT-OUT?

All full-time students, with comparable extended health or dental insurance coverage with another plan may opt-out to receive a full refund. All you need to do is complete the online opt-out process starting September and you will receive a confirmation email from Green Shield to verify the process was completed.

Once you have successfully completed the opt-out process on line you can pick up your refund cheque in November from the Member Services Office. After having opted-out of the Plan successfully, students who continue to maintain continuous full-time status are not required to opt-out during the following years of study. Students are automatically opted-out every year that full-time status is maintained unless you have the RSU that you wish to opt-in to the Plan. 

Be sure to opt-out on line at the following url:

https://onlineservices.greenshield.ca/studentcentre

Absolutely no exceptions to the deadline date*

The opt-out application services will be available starting in September on online at: www.greenshield.ca/studentcentre

Students who successfully opt-out can pick up their refund cheque mid-November; the cheque pick up location is the Member Services Office in the Student Centre Lobby. 

If you do not opt-out and remain on the RSU's Health & Dental Plan remember to pick download the Green Shield Care Card from the website.

OPT-OUT FOR STUDENTS STARTING IN WINTER 2011

All full-time students starting in the Winter term are charged a fee of $193.33 for the Plan. The charged is reflected on your tuition fee statement and is a pro-rated amount for health and dental benefits provided by the Plan. Benefit coverage is until August 31,2011.  

If you are a new Winter term students and have comparable coverage the deadline to opt-out online is Friday Fedbruary 4, 2011. No exceptions to this deadline. The Winter term application to opt-out is not available until January 3, 2011. For more info and to opt-out visit www.greenshield.ca/studentcentre

NOTE: Part-time students are not part of this Plan.

The deadline to OPT-OUT, ADD ON DEPENDENTS or OPT-IN to the Ryerson Students' Union Health and Dental Plan, is FRIDAY October 8, 2010.

Disclaimer: While every effort has been made to ensure the information presented here is accurate in its entirety, in the event of any discrepancy between the information herein and our contract with the insurer, the terms of the contract will apply.

Once your opt-out application is approved, you will have absolved the Ryerson Students' Unio, the insurance broker/representatives, the insurance company and any other party of any liability whatsoever for any loss you may suffer. 

For specific questions about benefits, come to the Member Services Office; Student Centre Lobby, 55 Gould St. Email: health@rsuonline.ca

OVERVIEW:
Eligibility & Enrolment
As a full-time student registered at Ryerson University, you are automatically covered by the Members' Health and Dental Plan. The Plan provides protection and security for eligible students, minimizing the affects of injury or ailments.

The Members' Health and Dental Plan is an important service that the Students' Union provides to its members. Voting in several referenda students democratically identified this service as a priority.

You are eligible for this insurance coverage provided you meet the eligibility enrolment criteria:

You are a full-time member of the Ryerson Students' Union enrolled in either an undergraduate or graduate programme. Part-time graduate members are not eligible.

* Full-time status is determined by your program status, not the number of courses you are enrolled in. If you are unsure about whether or not you qualify, you can refer to your Academic Calendar or verify your status with the fees online.

Coverage Period:
For eligible students starting in the Fall semester, coverage begins September 1st and ends August 31st. For eligible students starting in the Winter semester, coverage begins January 1st and ends August 31st.

Fees and Premiums - $ 290.00 (two hundred and ninety dollars) for Fall enrollment
For the 2010-11 academic year, the health and dental plan fees are automatically charged along with your tuition fees and appear as a separate charge on your Ryerson fees statement. Students beginning full-time studies in January will be assessed a pro-rated fee based on their reduced coverage term.

Adding Coverage for Family Members:
Students who wish to Add-On dependents (spouse, common-law partner or children) to the Plan can do so by paying the additional fee. You must complete a separate form at the Member Services Office with all necessary information. Fall deadline to enroll a dependent is Friday October 8, 2010, and for students who begin enrollment in the Winter term the deadline is Friday February 4, 2011. 

Where To Get Assistance: 

Member Services Office, Student Centre Lobby; 55 Gould St. 

Phone: 416. 979.5255 push 1 then extension 2311

Email: health@rsuonline.ca