RSU Health and Dental Plan Information - Fall 2022

About Toronto Metropolitan Students’ Union

As a student enrolled in a full-time undergraduate program at TMU, you are a member of the Toronto Metropolitan Students Union.  Our mission is to empower students and build community on TMU’s campus by advocating for your rights, supporting student groups events and initiatives, and provided discounted services to save you money!  The TMSU is here for you.  A platform to encourage collaboration, engagement and empowerment – we are your trusted allies, a resource students can depend on for timely and accurate representation now and in the future.


Important Information

This announcement contains important information for all students enrolled in a full-time undergraduate program at regarding the Members’ Health & Dental Plan. This valuable service is provided by the Toronto Metropolitan Students’ Union (RSU).

 

Student Savings

We have negotiated savings for students at various service providers in Toronto and throughout Canada.  If you have a medical, dental, or vision service need you may be able to access additional savings at https://www.mystudentplan.ca/rsu/en/select-savings

 

Frequently Asked Questions

I am an eligible first year student, how do I use the plan?

As a new member on the plan you will not show in the system at Green Shield until approximately early November, however your benefits are retroactive to September 1st, 2022. Please hold on to any original receipts for health or dental expenses covered by the plan to make an E-claim AFTER November 1st.  Effective November 1st, you can use your Green Shield BENEFITS CARD for direct payment at either a pharmacy or dental office.

What does this mean for first year students?

All eligible first year students will be assessed the Health and Dental plan fee at the start of the academic year. If you already have comparable coverage you can OPT-OUT for a refund. If you choose to opt out, the opt out refund will be credited to your student account and applied towards your tuition fees.

What Other Services are Available?

  • Mywellness -Mental Health and Wellness Support

mywellness is an online mental health hub specific to your campus where you can access tools and resources to support you and your mental health.

mywellness Features:

  • Mental Health Assessment – Get help putting your feelings into words!
  • Access to Online Video Counselling – Available in 21 different languages with evening and weekend appointments available.
  • 3-hours of free Online Video Counseling through mywellness.
  • Mental Health Toolbox – Including specific Covid-19 mental health supports.
  • Financial Wellness – budgeting tools, free financial counselling, and more!
  • List of on campus and community resources

Visit www.mywellnessplan.ca today to take control of your mental health and get the support you need!

  • Introducing myvirtual doctor

As a result of the impacts of COVID-19, provincial governments have temporarily allowed physicians to bill directly to the provincial health plans on behalf of their patients. If you would like more information on the providers and services available, please visit myvirtualdoctor.ca

What are My Coverage Options?

How to Get 100% Coverage

Use More Than One Plan to Maximize Your Coverage!

Do you have more than one benefit plan? Student Plan, Parent’s Plan, Employer Plan or Spouse’s Plan? If so, those plans can work together to make sure you are getting the most out of your coverage. One plan becomes your primary plan. It pays your claims first. Then the second plan pays toward the remaining cost.

Students who have health or dental coverage through their school: these plans will always pay before any plan where the student is covered as a dependent.

I have Opted Out PREVIOUSLY do I need to opt-out again?

If you have already successfully opted out of the TMSU health and dental plan in the previous years, you will NOT receive a charge for the TMSU health and dental plan on your RAMSS account. You do NOT need to apply online again.

How do I Opt-Out if I have other comparable coverage?

If you have alternate coverage and wish to decline coverage under the TMSU health and dental plan instead of coordinating with your existing coverage, you will be required to complete your opt out online application by deadline date of FRIDAY OCTOBER 7th, 2022.  Upon successfully opting out of the plan, your health and dental plan refund will be credited to your RAMSS account by Early November for Fall term students. This credit will be applied to any outstanding fees on your RAMSS account. Apply for opt out refund online via https://www.mystudentplan.ca/rsu/en/forms

I am a TMU Student that would like to add a dependent to my health and/or dental plan

To add your spouse, partner and/or children to the plan, you must submit the online family add on form available at: https://www.mystudentplan.ca/rsu/en/forms by FRIDAY OCTOBER 7th, 2022. Upon approval of your request, you will be sent payment instructions for the family add on. As a new member on the plan your dependent(s) will not show in the system at Green Shield until early November, however the benefits are retroactive to September 1st, 2022. Please hold on to any original receipts for health or dental expenses covered by the plan to make an E-Claim AFTER November 1st.  Effective November 1st, your dependent(s) can use Green Shield BENEFITS CARD for direct payment at either a pharmacy or dental office.

I have lost coverage and would like to Opt In to the plan, how do I do that?

If you have lost other coverage, and need to OPT IN to the plan, the same deadline applies. You must submit the OPT IN form available at: https://www.mystudentplan.ca/rsu/en/forms. Deadline is Friday October 7th, 2022.


Questions? Contact Najam Ul Saqib, RSU’s Student Service Coordinator at: rsuplan@mystudentplan.c